My friend’s car got towed last night and she has to pay $240 to get it back. She’s broke and can’t pay it all and asked me if I can loan her some cash. I used to live with her and she was terrible about paying me back for small things like grocery money, so I really don’t want to lend her money again. Am I being a total bitch?
You’re not being a bitch. Your friend has already proven herself to be irresponsible and unreliable, so just tell her no. If she gives you the slightest amount of shit for refusing to make her money problems your money problems, cut her out of your life. People like that are poison.
As a general rule, don’t lend money to friends unless you’re happy to do it and won’t mind if you’re never paid back.